| SRI POTTI SRIRAMULU NELLORE DISTRICT COOPERATIVE CENTRAL BANK LTD., NELLORE | |||
|---|---|---|---|
| Details of Rate of Interest on Deposits and Loans and advances to societies and Individuals as on 31-03-2015 | |||
| S.No. | Details | Rate of Interest | |
| DEPOSITS | |||
| I | Savings Accounts | 4.00% | |
| II | FIXED DEPOSITS: From 13-01-2011 | ||
| a. | 7 days to 14 days | 4.25% | |
| b. | 15 days to 45 days | 6.50% | |
| c. | 46 days to90 days | 6.50% | |
| d. | 91 days to 179 days | 7.25% | |
| e. | 180 days to 270 days | 7.75% | |
| f. | 271 days to 364 days | 9.00% | |
| g. | 1 year to below 2 Years | 9.50% | |
| h. | Above 2 years | 9.25% | |
| i. | Sahakara Kranthi | 10.50% | |
| k. | Sahakara Suphala | 9.75% | |
| III | OTHER DEPOSITS: | ||
| a. | Security Deposits | 9.50% | |
| b. | Reserve Fund of Societies | 9.50% | |
| c. | L.T.D | 9.50% | |
| d. | Provident Fund | 8.50% | |
| e. | Thrift Deposit | — | |
| f. | Srinidhi Deposits | ||
| g. | Marriage Deposits | — | |
| h. | Pension Deposits | — | |
| i. | Cash Certificates | ||
| j. | Day Deposits | 2.50% | |
| k. | Sahakara Pragathi | 9.75% | |
| IV | Loans and Advances | ||
| 1 | Short Term: | ||
| S.A.O & O.P.P | 5.50% | ||
| 2 | Medium Term (Agrl) | 9.50% | |
| 3 | Conversion & Rephasement | 9.50% | |
| V | CASH CREDITS and LOANS: | ||
| A. | 1. To Non Agrl Employees | 14.00% | |
| 2.Cash Credits | 14.00% | ||
| b. | Other Non Agrl. Purposes | 14.00% | |
| c. | Advances to Individual & societies | ||
| a. Weavers | 15.00% | ||
| b. Cash Credit (MSCS) | 11.00% | ||
| c. Cash credit (Gold Loans) | 11.00% | ||
| d. Other Loans | |||
| 1. M.T Loans | 14.50% | ||
| 2. Cash Credit Employees | 10.25% | ||
| 2. Cash Credits Individuals | 2% Extra on FD | ||
| 3. Jewel Loan (Normal) | 13.50% | ||
| 4. Agrl. Gold Loan | 12.00% | ||
| CONSUMER DURABLE LOANS | |||
| To Others | 14.00% | ||
| To Employees of DCCBank | 14.00% | ||
| SCHEMATIC LOANS: | |||
| I.R.D.P ST & MT | 12.50% | ||
| Bio Gas | 12.50% | ||
| Other APSCB Loans (To Societies) | 11.50% | ||
| Other APSCB Loans (To Individuals) | 13.00% | ||
| INDUSTRIALS: | |||
| Cyclone Rehabilitation (APSERP) S.T | 13.50% | ||
| OTHERS | |||
| 1. Construction of Godowns | 14.00% | ||
| 2. Personal Loans | 15.00% | ||
| 3. Loans (Non- Farm Sector) | 18.00% | ||
