SRI POTTI SRIRAMULU NELLORE DISTRICT COOPERATIVE CENTRAL BANK LTD., NELLORE |
Details of Rate of Interest on Deposits and Loans and advances to societies and Individuals as on 31-03-2015 |
S.No. |
Details |
Rate of Interest |
DEPOSITS |
I |
|
Savings Accounts |
4.00% |
II |
FIXED DEPOSITS: From 13-01-2011 |
a. |
7 days to 14 days |
4.25% |
b. |
15 days to 45 days |
6.50% |
c. |
46 days to90 days |
6.50% |
d. |
91 days to 179 days |
7.25% |
e. |
180 days to 270 days |
7.75% |
f. |
271 days to 364 days |
9.00% |
g. |
1 year to below 2 Years |
9.50% |
h. |
Above 2 years |
9.25% |
i. |
Sahakara Kranthi |
10.50% |
k. |
Sahakara Suphala |
9.75% |
III |
OTHER DEPOSITS: |
a. |
Security Deposits |
9.50% |
b. |
Reserve Fund of Societies |
9.50% |
c. |
L.T.D |
9.50% |
d. |
Provident Fund |
8.50% |
e. |
Thrift Deposit |
-- |
f. |
Srinidhi Deposits |
|
g. |
Marriage Deposits |
-- |
h. |
Pension Deposits |
-- |
i. |
Cash Certificates |
|
j. |
Day Deposits |
2.50% |
k. |
Sahakara Pragathi |
9.75% |
IV |
Loans and Advances |
1 |
Short Term: |
|
|
S.A.O & O.P.P |
5.50% |
2 |
Medium Term (Agrl) |
9.50% |
3 |
Conversion & Rephasement |
9.50% |
V |
CASH CREDITS and LOANS: |
A. |
1. To Non Agrl Employees |
14.00% |
|
2.Cash Credits |
14.00% |
b. |
Other Non Agrl. Purposes |
14.00% |
c. |
Advances to Individual & societies |
|
|
a. Weavers |
15.00% |
|
b. Cash Credit (MSCS) |
11.00% |
|
c. Cash credit (Gold Loans) |
11.00% |
|
d. Other Loans |
|
|
1. M.T Loans |
14.50% |
|
2. Cash Credit Employees |
10.25% |
|
2. Cash Credits Individuals |
2% Extra on FD |
|
3. Jewel Loan (Normal) |
13.50% |
|
4. Agrl. Gold Loan |
12.00% |
|
CONSUMER DURABLE LOANS |
|
|
To Others |
14.00% |
|
To Employees of DCCBank |
14.00% |
|
SCHEMATIC LOANS: |
|
|
I.R.D.P ST & MT |
12.50% |
|
Bio Gas |
12.50% |
|
Other APSCB Loans (To Societies) |
11.50% |
|
Other APSCB Loans (To Individuals) |
13.00% |
|
INDUSTRIALS: |
|
|
Cyclone Rehabilitation (APSERP) S.T |
13.50% |
|
OTHERS |
|
|
1. Construction of Godowns |
14.00% |
|
2. Personal Loans |
15.00% |
|
3. Loans (Non- Farm Sector) |
18.00% |