SRI POTTI SRIRAMULU NELLORE DISTRICT COOPERATIVE CENTRAL BANK LTD., NELLORE
Details of Rate of Interest on Deposits and Loans and advances to societies and Individuals as on 31-03-2015
S.No. Details Rate of Interest
DEPOSITS
I Savings Accounts 4.00%
II FIXED DEPOSITS: From  13-01-2011
a. 7 days to 14 days 4.25%
b. 15 days to 45 days 6.50%
c. 46 days to90 days 6.50%
d. 91 days to 179 days 7.25%
e. 180 days to 270 days 7.75%
f. 271 days to 364 days 9.00%
g. 1 year to below 2 Years 9.50%
h. Above 2 years 9.25%
i. Sahakara Kranthi 10.50%
k. Sahakara Suphala 9.75%
III OTHER DEPOSITS:
a. Security Deposits 9.50%
b. Reserve Fund of Societies 9.50%
c. L.T.D 9.50%
d. Provident Fund 8.50%
e. Thrift Deposit --
f. Srinidhi Deposits
g. Marriage Deposits --
h. Pension Deposits --
i. Cash Certificates
j. Day Deposits 2.50%
k. Sahakara Pragathi 9.75%
IV Loans and Advances
1 Short Term:
S.A.O & O.P.P 5.50%
2 Medium Term (Agrl) 9.50%
3 Conversion & Rephasement 9.50%
V CASH CREDITS and LOANS:
A. 1. To Non Agrl Employees 14.00%
2.Cash Credits 14.00%
b. Other Non Agrl. Purposes 14.00%
c. Advances to Individual & societies
a. Weavers 15.00%
b. Cash Credit (MSCS) 11.00%
c.  Cash credit (Gold Loans) 11.00%
d. Other Loans
1. M.T Loans 14.50%
2. Cash Credit Employees 10.25%
2. Cash Credits Individuals 2% Extra on FD
3. Jewel Loan (Normal) 13.50%
4. Agrl. Gold Loan 12.00%
CONSUMER DURABLE LOANS
To Others 14.00%
To Employees of DCCBank 14.00%
SCHEMATIC LOANS:
I.R.D.P ST & MT 12.50%
Bio Gas 12.50%
Other APSCB Loans (To Societies) 11.50%
Other APSCB Loans (To Individuals) 13.00%
INDUSTRIALS:
Cyclone Rehabilitation (APSERP) S.T 13.50%
OTHERS
1. Construction of Godowns 14.00%
2. Personal Loans 15.00%
3. Loans (Non- Farm Sector) 18.00%