Loans and Deposits

SRI POTTI SRIRAMULU NELLORE DISTRICT COOPERATIVE CENTRAL BANK LTD., NELLORE
Details of Rate of Interest on Deposits and Loans and advances to societies and Individuals as on 31-03-2015
S.No. Details Rate of Interest
DEPOSITS
I Savings Accounts 4.00%
II FIXED DEPOSITS: From  13-01-2011
a. 7 days to 30 days 4.50%
b. 31 days to 45 days 5.00%
c. 46 days to 90 days 5.50%
d. 91 days to 179 days 6.00%
e. 180 days to 364 days 6.25%
f. 1 year to 3 years 6.50%
g. 3 years and above 6.25%
h. Sahakara Kranthi 10.50%
i. Sahakara Suphala 9.75%
L. Sr.Citizen +0.50
III OTHER DEPOSITS:
a. Security Deposits 9.50%
b. Reserve Fund of Societies 9.50%
c. L.T.D 9.50%
d. Provident Fund 8.50%
e. Thrift Deposit
f. Srinidhi Deposits
g. Marriage Deposits
h. Pension Deposits
i. Cash Certificates
j. Day Deposits 2.50%
k. Sahakara Pragathi 9.75%
IV Loans and Advances
1 Short Term:
S.A.O & O.P.P 5.50%
2 Medium Term (Agrl) 9.50%
3 Conversion & Rephasement 9.50%
V CASH CREDITS and LOANS:
A. 1. To Non Agrl Employees 14.00%
2.Cash Credits 14.00%
b. Other Non Agrl. Purposes 14.00%
c. Advances to Individual & societies
a. Weavers 15.00%
b. Cash Credit (MSCS) 11.00%
c.  Cash credit (Gold Loans) 11.00%
d. Other Loans
1. M.T Loans 14.50%
2. Cash Credit Employees 10.25%
2. Cash Credits Individuals 2% Extra on FD
3. Jewel Loan (Normal) 13.50%
4. Agrl. Gold Loan 12.00%
CONSUMER DURABLE LOANS
To Others 14.00%
To Employees of DCCBank 14.00%
SCHEMATIC LOANS:
I.R.D.P ST & MT 12.50%
Bio Gas 12.50%
Other APSCB Loans (To Societies) 11.50%
Other APSCB Loans (To Individuals) 13.00%
INDUSTRIALS:
Cyclone Rehabilitation (APSERP) S.T 13.50%
OTHERS
1. Construction of Godowns 14.00%
2. Personal Loans 15.00%
3. Loans (Non- Farm Sector) 18.00%